$448,000

1125 99th Street, unit 9Bay Harbor Islands, FL 33154

Renovated Ground-Floor Coastal Residence at Rex Gardens

2 bd
1 ba
930 sqft
$482 /sqft

Condo

Nancy Batchelor

Compass

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About this home

Sited in the heart of Bay Harbor Islands at Rex Gardens, this renovated 2-bedroom, 1-bathroom residence offers 930 sq. ft. of bright coastal living. Featuring rare first-floor access for maximum convenience, the interior opens across hardwood flooring with a clean, modern aesthetic, an open-concept living and dining area, and a functional kitchen equipped with a gas range and in-unit washer and dryer. Situated on an oversized 30,000+ sq. ft. communal lot, residents enjoy expansive green space and a private community swimming pool. Located in an A-rated school district, this ground-floor enclave is just minutes from Bal Harbour Shops, pristine beaches, waterfront parks, fine dining, and houses of worship.

BayfrontWaterfrontRenovatedPool

Facts & features

Property type: Condo
Beds: 2
Baths: 1
Living area: 930 sqft
Year built: 1952

Monthly payment

Estimated payment

$3,012a month

Principal & interest$2,452
Property tax$373
Home insurance$187

Down payment

Interest rate

Average 30-year fixed rate as of Oct 1, 2026.

Loan term

Cash to buy

$98,560 to $112,000

Your $89,600 down payment plus closing costs. Those are paid at closing, not added to the loan, and usually run 2% to 5% of the price.

Your budget

This payment is comfortable on a household income of about $129,000 a year before tax, with no more than 28% of it going to housing. Add yours to see how it fits.

Household income, yearly

Other debt payments

/mo

Estimates only, not a loan offer or a quote. Taxes and insurance start from typical rates in Florida and will differ for this home. Consult a lender for accurate figures, as your personal financial situation may vary.