$3,495,000

2402 Alto Cerro CirSan Diego, CA 92109

Single-Level Contemporary View Estate in Pacific Beach

4 bd
3.5 ba
3,613 sqft
$967 /sqft

Single Family · 67 days on market

Craig Lotzof & Associates

The Agency

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About this home

Commanding a elevated position on a flat 10,000 sq. ft. lot in Pacific Beach, this 3,613 sq. ft. single-story modern residence captures uninterrupted vistas spanning the Pacific Ocean, Mission Bay, coastline, and city lights below. Designed with contemporary architectural lines, vaulted ceilings, and expansive floor-to-ceiling glass openings, the open-concept layout fills the interior with natural light while connecting key living zones directly to outdoor viewing terraces. The updated kitchen serves as a central hub, fitted with custom cabinetry, premium finishes, and integrated gas appliances. The 4-bedroom, 4-bathroom floor plan features a primary suite retreat outfitted with walk-in dressing areas and a spa-inspired bath. Outdoor living spaces are tailored for entertaining, anchored by a private in-ground heated gunite swimming pool and spa, a covered stone patio with an outdoor fireplace, a built-in barbecue station, and a fully fenced private yard. Additional amenities include an attached 2-car garage, tankless gas water heater, central air conditioning, and a location moments from coastal beaches, dining, and top-rated Kate Sessions Elementary.

PoolChef's KitchenOutdoor LivingHardwood Floors

Facts & features

Property type: Single Family
Beds: 4
Baths: 3.5
Living area: 3,613 sqft
Lot size: 10,000 sqft
Year built: 1975
Stories: 1
Garage spaces: 2
Parking: Attached Garage

Monthly payment

Estimated payment

$23,500a month

Principal & interest$19,131
Property tax$2,913
Home insurance$1,456

Down payment

Interest rate

Average 30-year fixed rate as of Oct 1, 2026.

Loan term

Cash to buy

$768,900 to $873,750

Your $699,000 down payment plus closing costs. Those are paid at closing, not added to the loan, and usually run 2% to 5% of the price.

Your budget

This payment is comfortable on a household income of about $1,007,000 a year before tax, with no more than 28% of it going to housing. Add yours to see how it fits.

Household income, yearly

Other debt payments

/mo

Estimates only, not a loan offer or a quote. Taxes and insurance start from typical rates in California and will differ for this home. Consult a lender for accurate figures, as your personal financial situation may vary.