$2,725,550

1125 97th Street, 202Bay Harbor Islands, FL 33154

Expansive 4BR Kobi Karp Residence at MILA Bay Harbor | Direct Elevator Entry & Terrace

4 bd
3 ba
2,869 sqft
$950 /sqft

Condo

Miguel Rodriguez

Lifestyle International Realty

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About this home

Discover the pinnacle of boutique luxury at MILA Bay Harbor Islands, an exclusive new sanctuary by world-renowned architect Kobi Karp, featuring just 9 signature residences. Designed for ultimate privacy with direct private elevator entry and only 1 to 2 units per floor, Residence 202 offers an expansive 2,869 interior sq. ft. layout (3,259 total SF) featuring 4 full bedrooms, 3 en-suite bathrooms, and a powder room. Standard-setting craftsmanship is showcased in every room, including custom Snaidero kitchens and vanities, integrated Miele appliances, Toto toilets, and Graff plumbing fixtures. Floor-to-ceiling glass doors open to a 390 sq. ft. private terrace offering tranquil garden, city, and sunset views. Perfectly situated on a quiet interior street within a protected low-rise enclave, residents enjoy top-tier rooftop amenities—including a resort-style pool, wellness areas, and summer kitchens—all just a 15-minute walk from Bal Harbour Shops, Surfside Beach, and A+ rated schools.

PoolChef's KitchenNew Build

Facts & features

Property type: Condo
Beds: 4
Baths: 3
Half baths: 1
Living area: 2,869 sqft
Year built: 2027

Monthly payment

Estimated payment

$18,326a month

Principal & interest$14,919
Property tax$2,271
Home insurance$1,136

Down payment

Interest rate

Average 30-year fixed rate as of Oct 1, 2026.

Loan term

Cash to buy

$599,621 to $681,388

Your $545,110 down payment plus closing costs. Those are paid at closing, not added to the loan, and usually run 2% to 5% of the price.

Your budget

This payment is comfortable on a household income of about $785,000 a year before tax, with no more than 28% of it going to housing. Add yours to see how it fits.

Household income, yearly

Other debt payments

/mo

Estimates only, not a loan offer or a quote. Taxes and insurance start from typical rates in Florida and will differ for this home. Consult a lender for accurate figures, as your personal financial situation may vary.