$2,350,000

1125 97th Street, 402Bay Harbor Islands, FL 33154

Spacious Kobi Karp Designed Sanctuary at MILA Bay Harbor | 3BR + Terrace Residence

3 bd
3 ba
2,447 sqft
$960 /sqft

Condo

Miguel Rodriguez

Lifestyle International Realty

Call Text Email

About this home

Experience refined coastal living at MILA Bay Harbor Islands, an exclusive boutique development by world-renowned architect Kobi Karp, comprising just 9 signature residences. Designed for ultimate privacy with direct private elevator entry and only 1 to 2 units per floor, Residence 402 spans an expansive 2,447 interior sq. ft. layout (3,206 total SF) featuring 3 full bedrooms, 3 en-suite bathrooms, and a powder room. Crafted to the highest luxury standards, the interior features custom Italkraft kitchens and vanities, integrated Miele appliances, Toto toilets, and Graff plumbing fixtures. Floor-to-ceiling glass sliders open to an expansive private terrace showcasing stunning sunset and city views. Situated on a quiet interior street, residents are just a 15-minute walk to Bal Harbour Shops, Surfside Beach, fine dining, and top-rated schools, while enjoying rooftop amenities including a resort-style pool, wellness areas, and summer kitchens.

PoolChef's KitchenNew Build

Facts & features

Property type: Condo
Beds: 3
Baths: 3
Half baths: 1
Living area: 2,447 sqft
Year built: 2027
Garage spaces: 2

Monthly payment

Estimated payment

$15,800a month

Principal & interest$12,863
Property tax$1,958
Home insurance$979

Down payment

Interest rate

Average 30-year fixed rate as of Oct 1, 2026.

Loan term

Cash to buy

$517,000 to $587,500

Your $470,000 down payment plus closing costs. Those are paid at closing, not added to the loan, and usually run 2% to 5% of the price.

Your budget

This payment is comfortable on a household income of about $677,000 a year before tax, with no more than 28% of it going to housing. Add yours to see how it fits.

Household income, yearly

Other debt payments

/mo

Estimates only, not a loan offer or a quote. Taxes and insurance start from typical rates in Florida and will differ for this home. Consult a lender for accurate figures, as your personal financial situation may vary.